Get help now
Free help for people in North and South Carolina before, during and after a disaster. Tap or click a number to call or text.
In danger right now? Call 911.
If officials tell your area to evacuate, leave. Look up your evacuation zone: North Carolina zone lookup or South Carolina zone lookup.
- Shelter, food and local help Dial 211
- Find an open shelter Text SHELTER and your ZIP code to 43362
- Someone to talk to Call 988 or text 988
- FEMA disaster aid Call 800-621-3362
Free services
No services match that choice. Pick another filter.
NC 211
North Carolina onlyConnects you to shelters, food, help with utility bills, rides and other local services anywhere in North Carolina.
SC 211
South Carolina onlyConnects you to shelters, food, help with bills and other local services anywhere in South Carolina.
findhelp.org
Search by ZIP code for free or reduced-cost help near you, such as food, housing, help paying bills, rides and legal aid. You can search without signing up.
Crisis Intervention Program (heating and cooling bills)
North Carolina onlyHelp paying a heating or cooling bill when your household faces a health or safety emergency and no other help can come in time. A past-due bill or final notice is enough. Apply through your county Department of Social Services or online with ePASS.
Energy bill help (LIHEAP)
South Carolina onlyHelp paying heating and cooling bills for households that qualify by income. Apply through the community action agency that serves your county. Bring a current energy bill, ID and proof of income. SC 211 can tell you which agency serves you.
Find an open shelter
Text SHELTER and your ZIP code to 43362 to find open shelters near you. The Red Cross also keeps a map of open shelters. Red Cross shelters welcome pets, though some pets may need to stay at a different location, and service animals can always stay with you.
Text SHELTER and your ZIP to 43362
FEMA disaster assistance
Apply for federal help with temporary housing, home repairs and other needs after a disaster. Your county has to be part of a federal disaster declaration that includes help for individuals. You can also apply in the FEMA App.
SBA disaster loans
Low-interest loans to repair or replace homes, belongings and businesses after a declared disaster. Homeowners and renters can apply too.
Crisis Cleanup
After many disasters, Crisis Cleanup opens a free hotline that passes your request to volunteer groups for work like debris removal and mucking out a flooded home. Help is free but not guaranteed. The hotline can’t help with food, shelter, insurance or FEMA questions. Ask 211 whether a cleanup hotline is open for your area.
HUD housing counselors
If a disaster leaves you behind on your mortgage or rent, a housing counselor approved by HUD can walk you through options like forbearance or a payment plan before you fall further behind.
IRS disaster tax relief
When a county is in a federally declared disaster area, the IRS often pushes back tax deadlines for people who live there. Check the list for your state and county before you file or pay.
Flood insurance claims
Homeowners policies do not cover flood damage. If you have flood insurance, report the damage to your agent or insurance company first. If you bought the policy straight from the National Flood Insurance Program, call NFIP Direct.
NFIP Direct 800-638-6620
NC Department of Insurance
North Carolina onlyFree help when a homeowners or auto insurance claim is stuck, delayed or denied.
SC Department of Insurance
South Carolina onlyFree help when a homeowners or auto insurance claim is stuck, delayed or denied.
Legal Aid of North Carolina
North Carolina onlyFree legal help for people with low incomes, including aid denials, insurance disputes, landlord problems and proving you own your home.
South Carolina Legal Services
South Carolina onlyFree legal help for people with low incomes, including aid denials, insurance disputes, landlord problems and proving you own your home.
Center for Heirs’ Property Preservation
South Carolina onlyHelps South Carolina families get the title to inherited land and homes into the right family members’ names.
Disaster Distress Helpline
Free, confidential support from trained counselors for anyone struggling with stress, grief or worry after a disaster.
988 Suicide and Crisis Lifeline
Call or text if you or someone you know is in emotional crisis or thinking about suicide.
NC Attorney General, Consumer Protection
North Carolina onlyReport price gouging, contractor fraud and scams.
Crisis Compass can’t take requests for help from individuals yet. These services can help you today. We last checked these numbers on each provider’s website on October 28, 2026. Services marked for one state serve that state only. Everything else serves both.
If a number or link stops working, tell us at contact@crisiscompasscarolinas.org.
Stay safe after the storm
Many injuries happen in the days after a storm, during cleanup and power outages. Watch for these.
- Generators and grills go outside only.Keep them at least 20 feet from windows and doors. Their fumes can kill you indoors, even with a window open.
- Stay clear of downed lines and floodwater.Treat every downed line as live. Never walk or drive through floodwater. Six inches of moving water can knock an adult down, and 12 inches can carry away most cars. Report outages to your power company. The number is on your bill.
- Know when food is no longer safe.A closed refrigerator keeps food cold for about 4 hours. A full freezer holds its temperature for about 48 hours.
- Follow boil-water notices.If your well flooded, ask your county health department about testing the water before you drink it.
- Replace lost medicine.After some declared disasters, people without health insurance can replace prescriptions through the Emergency Prescription Assistance Program at 855-793-7470.
Watch for scams
Scammers follow disasters. Keep these rules in mind.
- Government aid is free to apply for.FEMA, SBA and state programs never charge an application fee. Anyone who asks for one is not with the government.
- Real inspectors carry ID.FEMA and insurance inspectors show photo identification. Ask for it before you let anyone in, and never give out bank information at the door.
- Never pay a contractor in full up front.Get written estimates, check the license and pay as work is finished.
- You don’t have to sell.Fast cash offers for damaged homes and land arrive within days of a storm. Read what to do before you sell.
- Report it.North Carolina: Attorney General, 877-566-7226. South Carolina scams: Department of Consumer Affairs, 844-835-5322. South Carolina price gouging: Attorney General at scag.gov.
Your county’s emergency office
County emergency management shares evacuation orders, opens shelters with partners and sends local alerts. Find yours and sign up for its alerts. If you rely on power for medical equipment or need help to evacuate, tell them before storm season.
- North CarolinaDirectory of all 100 county emergency management offices
- South CarolinaDirectory of all 46 county emergency managers
Or find the offices and statewide services that cover your county.